SSI and Social Security Direct Deposits After Memorial Day: Up To $1,450

As Memorial Day approaches on May 26, 2025, many Social Security and Supplemental Security Income (SSI) recipients are wondering when their next payments will arrive. While federal holidays like Memorial Day do not directly delay payments, certain scheduling adjustments occur when standard payment dates fall on weekends. This article outlines the upcoming Social Security and SSI payment dates, eligibility criteria, and important updates, including the impact of food assistance and concurrent benefits.

Summary Table

Understanding Social Security and SSI Payment Schedules After Memorial Day 2025

Memorial Day in 2025 falls on Monday, May 26. While no federal payments are issued on holidays, the Social Security Administration (SSA) has already scheduled its upcoming payments to account for this. Social Security and Supplemental Security Income (SSI) recipients should be aware of the adjusted payment dates that follow the holiday.

Key Payment Dates Post-Memorial Day

Social Security Payment – May 28, 2025

The next round of Social Security payments will occur on Wednesday, May 28, 2025. This payment will go to beneficiaries who:

• Do not receive SSI payments

• Started receiving Social Security retirement or disability benefits after April 30, 1997

• Were born between the 21st and 31st of any month

These criteria align with the SSA’s staggered monthly payment schedule based on birthdates.

SSI Payment – May 30, 2025

SSI recipients will receive their payment on Friday, May 30, 2025, which is two days earlier than usual. Typically, SSI payments are scheduled for the 1st of each month. However, since June 1, 2025, falls on a Sunday, the payment is advanced to the last business day of May.

Despite Memorial Day falling shortly before these dates, it does not directly affect payment timing. The rescheduling is due to the calendar layout, not the holiday itself.

Eligibility for SSI Benefits

SSI (Supplemental Security Income) is designed to help aged, blind, or disabled individuals with limited income and resources. To qualify for SSI, you must meet one of the following:

1. Be 65 years or older

2. Be blind

3. Have a qualifying disability

In addition to these criteria, applicants must demonstrate financial need. This includes having income and assets below specific thresholds defined by the SSA.

Concurrent SSI and SSDI Benefits: Can You Receive Both?

Yes, it is possible to receive both SSI and SSDI (Social Security Disability Insurance) benefits simultaneously. This is known as receiving concurrent benefits.

Eligibility Requirements for Concurrent Benefits:

• The individual must have a qualifying disability that prevents them from working.

• They must meet the income and resource limits for SSI.

• They need to have sufficient work credits to qualify for SSDI.

If someone qualifies for SSDI but has low income and few assets, they may also receive a smaller SSI benefit to supplement their SSDI check. The SSA calculates the SSI benefit by considering the SSDI amount and any other countable income.

While Awaiting SSDI:

In some cases, an applicant might be eligible for SSI while waiting for SSDI benefits to begin. SSDI has a mandatory five-month waiting period, and during this time, if the applicant meets SSI financial guidelines, they can receive SSI.

Food and Shelter Assistance: How It Affects SSI Benefits

SSI benefit amounts can be influenced by your living arrangements. For example:

• If you live with others and receive help with food or shelter, your SSI benefit may be reduced.

• However, as of September 30, 2024, food assistance no longer counts as income when calculating SSI benefits.

• If you live alone and pay all your expenses, or if you share housing costs fairly with others (including a spouse or children), your SSI benefit generally remains unaffected.

This update helps protect SSI recipients from benefit reductions due to shared food provisions.

Important Note: Who Will Not Get Paid on May 28, 2025?

SSI recipients should not expect a payment on May 28, as that date is reserved for specific Social Security retirement or SSDI beneficiaries only. To receive a Social Security payment on that date:

• You must not be receiving SSI

• You must have started collecting benefits after April 30, 1997

• Your birthdate must fall between the 21st and 31st of the month

Those receiving SSI and Social Security together generally get paid on the third of the month, not on these staggered Wednesday payment dates.

Upcoming Social Security Payment Dates in June 2025

Beyond Memorial Day, Social Security retirement and SSDI payments will continue according to the SSA’s regular schedule. The upcoming June 2025 payment dates are:

• June 3: For those who receive both SSI and Social Security

• June 11: For birthdates between the 1st–10th

• June 18: For birthdates between the 11th–20th

• June 25: For birthdates between the 21st–31st

Official Resource

For the most accurate and up-to-date information about your Social Security and SSI benefits, visit the official SSA website:

https://www.ssa.gov

Frequently Asked Questions (FAQs)

1. Why is my SSI payment arriving on May 30 instead of June 1?

Because June 1, 2025, is a Sunday, the SSA reschedules SSI payments to the prior business day, which is Friday, May 30.

2. Can I get both SSI and SSDI at the same time?

Yes, if you meet the criteria for both programs. This is known as receiving concurrent benefits.

3. Does Memorial Day affect SSA payments?

No, Memorial Day does not delay payments. Adjustments are only made if the scheduled payment date falls on a weekend or federal holiday.

4. Will receiving food assistance reduce my SSI benefits?

As of September 30, 2024, food assistance no longer counts as income, so it will not reduce your SSI benefits.

5. Who gets paid Social Security on May 28, 2025?

Only individuals who are not receiving SSI, began benefits after April 30, 1997, and have birthdates from the 21st to 31st of any month.

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